How we do it
We help clients to assess
their credit worthiness
Credit advisory helps clients to assess their credit worthiness of an individual or company to determine the likelihood that they will honor their financial obligations.
We gather important financial information and evaluate it using financial ratios. We then compare the ratios with industry benchmarks to decide if a borrower’s cash flow is sufficient to repay the loan.
We then recommend the credit limit for a new customer based on the company’s lending policies, but the final decision on whether or not to grant credit will be made by the underwriter who relies on the analyst’s intelligence to make his decision.
Our Assurance division offers the following services: